Merchant Cash Advance (MCA)

Flexible capital based on your future sales performance

Overview:
A Merchant Cash Advance provides a lump sum of capital in exchange for a percentage of future credit or debit card sales. Ideal for businesses with steady revenue that need quick funding.

Key Features:

• Advance Amount: $5,000 – $500,000
• Use of Funds:
  ▪ Inventory purchase
  ▪ Payroll and operating expenses
  ▪ Equipment repairs
  ▪ Marketing and expansion
• Eligibility:
  ▪ U.S.-based businesses
  ▪ 3–6+ months of operations
  ▪ Consistent daily/monthly sales
• Repayment:
  ▪ Daily or weekly percentage of sales
  ▪ Terms from 3 to 18 months
• Cost Structure:
  ▪ Factor rates from 1.1 to 1.5
  ▪ No fixed monthly payments